What is Life Insurance and Why Do You Need It?

Life insurance is a type of financial product that pays out a sum of money to your beneficiaries if you die or become terminally ill. It can help cover funeral costs, pay off debts, provide income replacement, or fund your children’s education. There are different types of life insurance policies, such as term life, whole […]

Four Fatal Financial Myths

Myth 1: “I don’t need a budget.” One of the most common misconceptions is that budgeting is only for people who are struggling financially. However, budgeting is essential for everyone, regardless of their income level. A budget is a roadmap for your financial journey, helping you track your income, expenses, and savings. It allows you […]

5 Budgeting Styles

As a financial advisor, I often get asked about the best way to budget and the myriad of different apps and systems out there to help people budget. I’m happy to talk about it as budgeting is the first line of defense in one’s financial plan and is a crucial step to financial stability and […]