Investment Planning

Expert Wealth Management for You

We believe that successful investing begins with a conversation, not a sales pitch. Our investment management approach is simple, effective, and tailored to your unique needs.

Unify your Investment Story

How does it work?

Here's how our investment management works:

1

Profile

To get started, we work with you to understand your financial goals and any other objectives you may have. Whether you're saving for retirement, planning to buy a home, or hoping to start a business, we'll develop a customized plan that aligns with your goals.

2

Development

We'll then identify your risk tolerance and timeline horizon, two key data points that will guide the creation of your portfolio. This information will form your risk budget, which will inform us how comfortable you are with fluctuations in the value of your portfolio and how long we will be investing.

3

Portfolio Design

Once we have a clear understanding of your goals and risk tolerance, we'll select a portfolio tailored to your specific needs. Whether your portfolio is designed for long-term capital appreciation or generating income, the entire universe of investments is available to us.

3

Monitoring and Reporting

The economy and market are constantly changing, and the performance of a portfolio can vary in different time frames. We provide you with quarterly reports that make it easy to understand how your portfolio is performing. We also proactively set aside time to meet and discuss any necessary changes to your portfolio.


The best part of our investment management service is that we take care of everything for you. Instead of spending time researching different investments or worrying about if your portfolio is working like it should, you can relax with your family or focus on what is truly important to you.

We understand that wealth management is a huge responsibility, and we take that responsibility seriously. Our personalized approach and commitment to your goals make us the right partner to help you achieve your financial dreams.

Services

The Details

We construct our portfolios to take advantage of a low-cost and static investment strategy known as passive investing and combine it with the benefits of a more dynamic approach called active investing (also known as the Core-Satellite approach).

The objective behind the Core-Satellite approach is that much of the portfolio (the Core) is dedicated to matching its benchmark with low volatility investments. Meanwhile, a smaller allocation (the Satellite) will target enhanced returns so that, when the two elements are combined, the portfolio is potentially able to beat its benchmark in a risk-controlled manner.

Services

Asset Allocation

The objective behind the Core-Satellite approach is that much of the portfolio (the Core) is dedicated to matching its benchmark with low volatility investments.

Meanwhile, a smaller allocation (the Satellite) will target enhanced returns so that, when the two elements are combined, the portfolio is potentially able to beat its benchmark in a risk-controlled manner.

Services

Strategic Rebalancing

Over time, certain areas of the market will perform better or worse because of ever-changing market conditions. No investment portfolio is truly a “set it and forget it” because time and investment drift will lead to more risk introduced into any portfolio. We will periodically rebalance your portfolio to bring it back to the original target allocations.

Strategic rebalancing is a systematic way of buying low and selling high in the different areas of asset allocation. You sell a portion of the outperforming assets (stocks) that are high, and you buy into the underperforming assets that are low (bonds). In doing this, you make sure that you never take on more risk than is necessary.

Helping you Navigate Life's Financial Journey